I’m Going Through a Divorce

You should not have to rebuild your financial life alone.

A divorce reshapes your life and finances at the same time, usually when you have the least capacity to manage either. There are forms, disclosures, and settlements to navigate, and beneath it all lies a harder reality: a life you had planned around two people now has to be rebuilt around one.

It is more common than the silence around it suggests. Divorce among Canadians aged 50 and over has climbed for decades and now makes up a growing share of all divorces (Statistics Canada, 2022). Many of those facing it are organizing their finances on their own for the first time, in the middle of everything else.

The settlement is the crisis. The rebuild is the real work.

The immediate need is to get through it. But the decisions that shape the next twenty years are the ones most easily got wrong under pressure:

What the settlement actually means once the dust settles, modelled honestly rather than guessed at. The plan that has to be rebuilt, from retirement to income to how you live, now on a single foundation. The pieces almost everyone forgets in the moment, from beneficiaries to powers of attorney to insurance that still names a former spouse. And protection from decisions made in exhaustion, when it is tempting to accept anything just to be done.

Where steady ground begins

You should not have to carry the financial side alone. The steady, practical help lives in Concierge & Life-Transition Support, and the rebuilding of the plan itself in Wealth Foundations and Retirement Planning.

The hardest financial decisions are the ones made under the most pressure. You should not have to make them alone.

There is no expectation that you arrive with it sorted. The first conversation is simply a calm place to start. We help you see the picture clearly and protect your footing as you find it again.